The free Mint alternative with expense splitting built in

Budgets. Goals. Bank sync. And expense splitting.

The all-in-one personal finance app. Track your spending, set budgets, reach savings goals, sync your bank accounts, get AI insights — and split bills with friends when you need to.

No credit card required. Core features free forever.

rafin.app

Total Balance

+$245.00

You are owed

Monthly Budget

68%

$640 remaining

Savings Goal

🏖️

Vacation Fund

$1,200 / $3,000

One app for your entire financial life

From personal budgeting to splitting dinner with friends — Rafin handles it all

👤

Personal Finance

Track every expense, set budgets by category, and watch your savings grow.

💑

Couples

Manage joint finances, track shared expenses, and plan budgets together.

🏠

Roommates

Split rent, utilities, and groceries — everyone sees who owes what.

✈️

Travel

Track trip expenses with multi-currency support and split fairly.

Free forever

Your complete personal finance toolkit

Budget tracking, savings goals, expense management, and bill splitting — all free, all in one app

Budget Tracking

Set monthly budgets by category and track every dollar you spend.

Savings Goals

Set financial goals and watch your progress grow over time.

Expense Tracking

Log personal and shared expenses in seconds with smart categorization.

Expense Splitting

Split bills with roommates, friends, or groups — 5 different split types.

Instant Settlements

See who owes whom and settle up with simplified balances.

Multi-Currency

Full support for 150+ currencies — perfect for travel and international groups.

Upgrade for more

Power features for power users

Unlock advanced features with Pro

Pro

Unlimited Groups

No limits on groups or members. Perfect for power users.

Pro

AI Receipt Scanning

Snap a photo and let AI extract expense details automatically.

Pro

Bill Import

Forward bills via email and let AI extract details automatically.

Ultimate

Bank Account Sync

Auto-import transactions from your bank accounts via Plaid.

Ultimate

Subscription Tracking

Track all your subscriptions and recurring payments in one place.

Pro

Spending Insights

Beautiful charts showing trends, categories, and patterns.

Pro

Recurring Expenses

Automate rent, subscriptions, and bills that repeat.

Pro

Export Data

Download expenses as CSV or PDF for accounting.

Simple to get started

Up and running in under a minute

1

Set Your Budget

Create monthly budgets and savings goals in seconds

2

Track Everything

Log expenses manually, scan receipts, or sync your bank

3

Reach Your Goals

Watch your savings grow and stay on budget with AI insights

Your data stays private

All data is encrypted in transit and at rest. We never sell your financial data. Your money, your business.

Data encrypted at rest
No data selling
GDPR compliant
Secure bank connection via Plaid

Available on all your devices

Use Rafin on web, Android, or iOS. Your budgets, goals, and expenses sync seamlessly everywhere you go.

Ready to take control of your money?

Join thousands of people using Rafin to budget smarter, save more, and split expenses fairly.